Finding affordable auto insurance for a Nissan Rogue in Arizona is pretty easy to do, but it hinges on many rating criteria such as how old the Rogue is, whether or not you have filed claims in the past, and your choice of deductibles. Drivers pay around $894 each year to insure their Rogue, but that price is an estimate using a 50-year-old single female driver with full comprehensive and collision coverage and $250 deductibles.
There is a good probability you are not 50 years old and maybe not even female, maybe you are married instead of single, and you need different coverage limits than the sample rates. Auto insurance is not the same for everyone, so the only real way to find the cheapest insurance price for your Nissan is to do the rate comparisons yourself. Quotes are free and you will receive price comparisons from some of the best companies that sell coverage in Arizona.
Vehicle trim level tends to have a direct effect on the coverage cost, so the price you will pay to insure a Rogue S 2WD model will cost $68 less than the cost to insure the more well-appointed Rogue SL AWD version, as shown in the chart below.
|Model||Comp||Collision||Liability||Medical||UM/UIM||Annual Premium||Monthly Premium|
|Rogue S 2WD||$200||$382||$382||$22||$114||$1,100||$92|
|Rogue S AWD||$200||$382||$382||$22||$114||$1,100||$92|
|Rogue SL 2WD||$200||$382||$382||$22||$114||$1,100||$92|
|Rogue SL AWD||$200||$450||$382||$22||$114||$1,168||$97|
|Get Your Own Custom Quote Go|
Table data assumes single female driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Arizona minimum liability limits. Discounts applied include multi-policy, homeowner, safe-driver, multi-vehicle, and claim-free. Prices do not factor in specific location information which can change coverage prices substantially.
Insurance companies ranked
Buying coverage from a good quality insurer can be difficult considering how many companies are available to choose from in Arizona. The company rank data shown below could help you analyze which auto insurers you want to consider when comparing rate quotes.
These rankings are only comprised of the largest companies in the United States, so smaller regional companies will not be included in these rankings. If you wish to compare rates and find cheaper insurance for a Nissan Rogue, click here.
Top 10 Major Car Insurance Companies in Tucson Ranked by Customer Service
- State Farm
- The Hartford
- Mercury Insurance
- The General
- AAA Insurance
- American Family
Top 10 Major Car Insurance Companies in Tucson Ranked by Customer Satisfaction
- Titan Insurance – 95%
- USAA – 94%
- AAA Insurance – 91%
- State Farm – 90%
- Nationwide – 90%
- The Hartford – 89%
- GEICO – 89%
- The General – 88%
- 21st Century – 88%
- Liberty Mutual – 88%
How to get discounts on Tucson insurance rates
Car insurance companies that provide coverage for a Nissan Rogue may also offer discounts that could lower prices by 40% or more if you meet certain criteria. Companies and their possible discounts are:
- GEICO discounts include military active duty, membership and employees, good student, defensive driver, multi-vehicle, multi-policy, and anti-theft.
- MetLife offers discounts including good driver, good student, accident-free, multi-policy, claim-free, and defensive driver.
- State Farm policyholders can earn discounts including multiple autos, Steer Clear safe driver discount, accident-free, safe vehicle, driver’s education, and multiple policy.
- Progressive has savings for multi-vehicle, good student, continuous coverage, homeowner, online signing, online quote discount, and multi-policy.
- Mercury Insurance includes discounts for professional/association, multi-car, ease of repair, good driver, anti-theft, and multi-policy.
- 21st Century has discounts for driver training, student driver, defensive driver, anti-lock brakes, and 55 and older.
- Allstate may include discounts for new car, good payer, good student, early signing, and EZ pay plan discount.
The chart below compares insurance costs with and without some available policy discounts. The premium estimates are based on a female driver, no claims or driving violations, Arizona state minimum liability limits, comp and collision included, and $100 deductibles.
The first bar for each age group shows premium with no discounts. The lower bar shows the rates with homeowner, vehicle safety, multiple policy, claim-free, anti-theft, and multiple vehicle discounts applied. When these discounts are applied to the policy premium, the average savings per year on insurance for a Nissan Rogue is 28% or $566.
How accidents and violations affect rates
The ideal way to find affordable insurance premiums for a Rogue is to drive safely and not get tickets or have accidents. The chart below shows how speeding tickets and accidents can drive up yearly insurance costs for each age group. The prices are based on a single male driver, comp and collision included, $1,000 deductibles, and no other discounts are factored in.
The data in the chart shows the average cost of auto insurance in Tucson per year with no accidents or violations is $1,600. Get written up for one speeding ticket and the average cost swells to $1,807, an increase of $207 each year. Now get one accident along with the one speeding ticket and the yearly cost of insurance for a Nissan Rogue increases to an average of $2,376. That’s an increase of $776, or $65 per month, just for being a careless driver!
How to find cheaper auto insurance for a Nissan Rogue
Here are some of the better thrifty ideas that can help Arizona drivers quote cheaper coverage.
- Try to not file small claims
- Buy safe vehicles
- Violations and traffic tickets increase rates
- Buying car and homeowners insurance together can save money
- Avoid accidents and claims
- Shop around and save
That last idea is notably significant, as was noted in this article. Prices charged by car insurance companies vary greatly, so don’t be afraid to buy a policy from a new company if a cheaper price is available.
Loyalty to a specific company is fine, but is isn’t recommended if that inflexibility results in costing you a fortune every year. Now is a great time to compare prices and find cheaper car insurance for a Nissan Rogue in Tucson.