Who Has the Cheapest Car Insurance Quotes for College Graduates in Tucson?

The type of vehicle that needs insurance is one of the largest factors when comparing affordable coverage for college graduates. Vehicles with more horsepower, poor safety ratings, or a high likelihood of having liability claims will cost more to insure than safer, lower-performance models.

The next list illustrates insurance rates for the most economical vehicles to insure in Arizona.

Cheapest Vehicles to Insure in Tucson, AZ
Make, Model, and Trim Level Estimated Cost for Full Coverage
Honda CR-V EX-L 2WD $1,215
Ford Escape XLS 2WD $1,343
Honda Accord EX-L 4-Dr Sedan $1,419
Toyota Corolla XLE $1,485
Toyota Prius $1,488
Nissan Rogue SL 2WD $1,510
Ford Focus S 4-Dr Sedan $1,515
Ford Explorer XLT 2WD $1,523
Ford F-150 XL Regular Cab 4WD $1,515
Jeep Wrangler Unlimited Sahara 4WD 4-Dr $1,524
Volkswagen Jetta SE 2.5 Station Wagon $1,532
Dodge Grand Caravan Hero $1,544
Chevrolet Malibu LS $1,550
Honda Odyssey EX W/Rear Entertainment $1,552
Ford Edge SEL 2WD $1,559
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Premium data assumes single male driver age 40, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Arizona minimum liability limits. Discounts applied include claim-free, homeowner, safe-driver, multi-vehicle, and multi-policy. Rate information does not factor in zip code location which can decrease or increase prices substantially.

Based upon the rates shown, you can conclude that makes and models like the Honda CR-V, Ford Escape, and Honda Accord are going to be some of the cheapest vehicles to insure for college grads.

One of the more important components that are looked at to help calculate auto insurance rates is where your car is garaged. Cities with larger populations or higher claim trends will most likely pay more, whereas less populated areas get the luxury of paying less.

The table below sorts the priciest cities in Arizona for college graduates to buy an auto insurance policy in. Tucson makes the list at #16 with the yearly price of $1,072 for car insurance, which is around $89 each month.

How much does auto insurance cost in Tucson?
Rank City Premium Per Year
1 Phoenix $1,255
2 Glendale $1,226
3 Avondale $1,174
4 Scottsdale $1,163
5 San Tan Valley $1,161
6 Tempe $1,152
7 Gilbert $1,142
8 Peoria $1,137
9 Chandler $1,126
10 Buckeye $1,122
11 Goodyear $1,120
12 Mesa $1,113
13 Surprise $1,090
14 Maricopa $1,074
15 Catalina Foothills $1,072
16 Tucson $1,072
17 Oro Valley $1,062
18 Casa Grande $1,047
19 Casas Adobes $1,040
20 Yuma $954
21 Flagstaff $941
22 Prescott $914
23 Bullhead City $878
24 Sierra Vista $863
25 Lake Havasu City $844
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Rate information is comparative as zip code location can alter price quotes noticeably.

Finding out which companies offer the cheapest auto insurance rates for college graduates will take more work than just quoting one company’s rates.

Every auto insurer has a different process to set their prices, so let’s rank the auto insurance companies that tend to be cheaper in Tucson. It’s a good idea to know that Tucson auto insurance rates are calculated based on many things that can increase the price you pay for coverage. Simply improving your credit, becoming a homeowner, or getting caught speeding can trigger rate changes that may make certain companies more affordable than the competition.

Cheapest Insurance Rates for Grads

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What’s the cheapest car insurance in Arizona?
Rank Company Cost Per Year
1 The Hartford $820
2 Auto-Owners $915
3 Safeco $923
4 USAA $1,080
5 Travelers $1,086
6 GEICO $1,142
7 Progressive $1,152
8 CSAA $1,213
9 Ameriprise Group $1,220
10 Allied $1,233
11 Farm Bureau Mutual $1,297
12 Safe Auto $1,297
13 Unitrin $1,303
14 State Farm $1,323
15 Farmers $1,391
16 American Family $1,420
17 Titan $1,433
18 Amica $1,473
19 California Casualty $1,552
20 Safeway $1,554
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The Hartford quotes some of the lowest car insurance rates in Tucson at around $820 each year. Auto-Owners, Safeco, USAA, and Travelers would also be considered some of the cheaper Tucson, AZ car insurance companies.

In the rate table above, if you currently buy coverage from USAA and switched to Auto-Owners, you might see savings of in the neighborhood of $165. Arizona drivers with Travelers might save as much as $171 a year, and GEICO customers might lower prices by $227 a year.

To find the cheapest coverage for you, click here to start your free quote or quote prices from the following companies.

Understand that those policy prices are averages for all types of drivers and the different vehicles they drive and do not factor in a specific location for college graduates. So the car insurance company that can offer the best rates for your situation may not even be in the list above. That points out the importance of why you need to quote rates from as many companies as possible using your own driver information and specific vehicle type.

Finding the best insurer is hard considering how many companies provide coverage in Arizona. The information listed below could help you analyze which insurers you want to consider shopping prices with. The rankings below include large nationwide companies, so companies that focus mainly on Arizona business will not be included in these rankings.

Top 10 Large Auto Insurers in Tucson Ranked by A.M. Best Rating

  1. USAA – A++
  2. Travelers – A++
  3. State Farm – A++
  4. GEICO – A++
  5. Esurance – A+
  6. Nationwide – A+
  7. Allstate – A+
  8. Mercury Insurance – A+
  9. Progressive – A+
  10. Titan Insurance – A+

Top 10 Large Auto Insurers in Tucson Ranked by Customer Satisfaction

  1. Titan Insurance – 95%
  2. USAA – 94%
  3. AAA Insurance – 91%
  4. State Farm – 90%
  5. Nationwide – 90%
  6. The Hartford – 89%
  7. GEICO – 89%
  8. The General – 88%
  9. 21st Century – 88%
  10. Liberty Mutual – 88%

Types of discounts on Tucson insurance

Discounts on auto insurance for college graduatesInsurance companies that provide policies for college graduates may also provide price discounts that may potentially lower prices by as much as 30% if you are eligible for them. Larger auto insurance companies and some of the premium reductions they offer are outlined below.

The information below illustrates the comparison of car insurance rates with and without discounts applied to the policy rates. Data assumes a female driver, no tickets, no at-fault accidents, Arizona state minimum liability limits, comprehensive and collision coverage, and $100 deductibles.

The first bar for each age group shows the price with no discounts. The second shows the rates with homeowner, anti-theft, accident-free, defensive driving course, safe-driver, and vehicle safety discounts applied. In this example, theaverage yearly reduction on auto insurance for college graduates is 27% or $498.

How to find budget-friendly car insurance for college graduates

The list below summarizes some penny-pinching ideas that can help you find lower-cost car insurance.

The final tip is highly significant, as was stressed in the prior information. Prices charged by auto insurers in Tucson change frequently, so don’t hesitate to buy from a different company if you find a better deal.

Brand loyalty is great, but it isn’t a good idea if that loyalty results in overpaying big bucks every year. It only take a few minutes to compare rates to find cheaper car insurance for college graduates.