Who Has the Cheapest Tucson Car Insurance for Felons?

The words “affordable” and “insurance” really don’t belong together, in particular when you are trying to find the cheapest auto insurance for felons. Let’s learn about some of the factors that have an impact on auto insurance premiums, and see if we can help you shave a little off the next policy you buy.

For felons, one of the more important criteria that determine car insurance rates is where you choose to live. Cities with more crime and/or more people likely pay more, whereas more rural areas benefit from having to pay less for coverage.

The following table shows the highest-priced areas in Arizona for felons to buy an auto insurance policy in. Tucson comes in at #13 with an annual cost of $1,094 for the average policy, which is about $91 each month.

How much does car insurance cost in Tucson, AZ?
Rank City Premium Per Year
1 Glendale $1,226
2 Phoenix $1,218
3 Avondale $1,174
4 Mesa $1,159
5 San Tan Valley $1,150
6 Peoria $1,137
7 Scottsdale $1,129
8 Buckeye $1,122
9 Gilbert $1,120
10 Maricopa $1,118
11 Chandler $1,115
12 Tempe $1,106
13 Tucson $1,094
14 Surprise $1,090
15 Casa Grande $1,089
16 Goodyear $1,087
17 Catalina Foothills $1,082
18 Oro Valley $1,062
19 Casas Adobes $1,050
20 Yuma $963
21 Flagstaff $960
22 Prescott $942
23 Bullhead City $905
24 Sierra Vista $872
25 Lake Havasu City $852
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Information shown are estimated as zip code location can decrease or increase prices greatly.

Figuring out which company offers the lowest-priced auto insurance rates for felons will require a little more effort than just comparing rates from one or two companies.

Each company has a proprietary formula to establish rates, so let’s take a look at the lowest cost auto insurance companies in Arizona.

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What’s the cheapest car insurance in Arizona?
Rank Company Cost Per Year
1 The Hartford $845
2 Auto-Owners $888
3 Safeco $905
4 Travelers $1,075
5 USAA $1,113
6 Progressive $1,152
7 GEICO $1,166
8 CSAA $1,189
9 Ameriprise Group $1,208
10 Allied $1,209
11 Farm Bureau Mutual $1,285
12 Unitrin $1,303
13 Safe Auto $1,323
14 State Farm $1,337
15 Farmers $1,378
16 American Family $1,435
17 Titan $1,476
18 Amica $1,487
19 MetLife $1,505
20 California Casualty $1,552
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The Hartford may have some of the lowest car insurance rates in Tucson at around $845 per year. This is $583 less than the average premium paid by Arizona drivers of $1,428. Auto-Owners, Safeco, Travelers, and USAA would also make the list of some of the lowest-priced Tucson, AZ auto insurance companies.

As illustrated above, if you have coverage with Travelers and switched to The Hartford, you may realize an annual premium reduction of around $230. Customers with USAA may save as much as $268 a year, and Progressive policyholders might see rate reductions of $307 a year.

To see how much you can save, click here to start your custom quote or quote prices from the following companies.

These premiums are averaged across all drivers and vehicles and and are not figured with an exact vehicle garaging location for felons. So the insurer that can offer you the lowest price may not even be in the top 28 companies in the list above. That illustrates why you need to compare prices as often as possible using your own individual information.

The type of vehicle on the policy is a significant factor that determines whether or not you can buy the best cheap auto insurance for felons. Vehicles with lower performance, excellent safety ratings, or a low likelihood of liability claims will cost substantially less to insure than fast, unsafe models. The information below illustrates car insurance prices for some of the most budget-friendly vehicles to insure.

Cheapest Vehicles to Insure in Tucson, AZ
Make and Model Estimated Cost for Full Coverage
Ford Escape XLS 2WD $1,220
Honda CR-V EX 2WD $1,230
Hyundai Elantra SE Touring Station Wagon $1,327
Dodge Grand Caravan SE $1,365
Chevrolet Impala LT $1,445
Chevrolet Silverado LS Regular Cab 2WD $1,454
Ford Explorer XLT 4WD $1,494
Toyota Camry SE $1,522
Toyota Prius $1,527
Honda Odyssey Touring $1,549
GMC Sierra SLE Crew Cab 4WD $1,554
Hyundai Sonata GLS 4-Dr Sedan $1,552
Kia Optima LX $1,561
Toyota Tacoma 4WD $1,554
Chevrolet Equinox LT AWD $1,582
Jeep Grand Cherokee Laredo 2WD $1,592
Ford Edge SEL AWD $1,594
Ford Focus SE 4-Dr Sedan $1,604
Chevrolet Malibu Hybrid $1,629
Toyota RAV4 Sport 2WD $1,636
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Premium data assumes single male driver age 50, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Arizona minimum liability limits. Discounts applied include multi-policy, safe-driver, claim-free, multi-vehicle, and homeowner. Price information does not factor in specific Tucson, AZ garaging location which can change coverage prices substantially.

By looking at the data, makes and models like the Ford Escape, Honda CR-V, Hyundai Elantra, Dodge Grand Caravan, and Chevrolet Impala are likely to be some of the more affordable vehicles to insure for felons.

Illustration showing the impact of accidents and violations

One of the best ways to receive the most affordable auto insurance rates in Arizona for felons is to drive attentively and avoid tickets and accidents. The example below shows how violations and at-fault accidents drive up insurance premiums for each different age group. The information is based on a married female driver, comp and collision included, $100 deductibles, and no additional discounts are factored in.

In the previous chart, the average cost of a car insurance policy in Arizona per year with no accidents or violations is $1,330. Add in one speeding ticket and the average cost rises to $1,544, an increase of $215 each year. Then include two accidents along with the one speeding ticket and the annual cost of auto insurance for felons goes up to an average of $3,363. That’s an increase of $2,033, or $169 per month, just for not paying attention while driving!

Selecting a good quality auto insurance provider can be challenging considering how many companies there are in Tucson. The ranking information in the lists below can help you select which car insurance companies you want to consider purchasing a policy from.

These ratings are for the largest companies in the United States, so companies that have a smaller presence will not be included in this list. To check rates from these and other competitive companies, simply click here.

Top 10 Large Car Insurance Companies Overall in Tucson

  1. USAA
  2. American Family
  3. State Farm
  4. The Hartford
  5. AAA Insurance
  6. GEICO
  7. The General
  8. Titan Insurance
  9. Progressive
  10. Mercury Insurance

The chart below demonstrates how deductible levels can influence insurance costs when searching for cheap insurance for felons. The information is based on a married female driver, full physical damage coverage, and no discounts are applied.

In the chart above, a 40-year-old driver could lower their car insurance rates by $284 a year by switching the physical damage coverage from a $100 deductible up to a $500 deductible, or save $430 by choosing a $1,000 deductible. Youthful drivers, like the 20-year-old category, could reduce their rates up to $708 or even more just by choosing higher deductibles when buying full coverage.

When choosing a higher deductible, it is essential to have additional savings on hand to enable you to pay the extra out-of-pocket expense, which is the one shortcoming of high deductibles.

The Tucson car insurance agencies listed below are willing to help you determine which insurance coverage will be best for you, since some drivers have questions and prefer to get some professional advice when shopping for the best coverage for felons. It can be difficult to find the best coverage yourself, and professional agents can provide you satisfaction knowing your policy gives you adequate protection in case of an accident or claim. To find a Tucson insurance agency close to you, click the button at the bottom of the list.

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