Best Insurance for a Dodge Ram in Tucson

It goes without saying that car insurance companies don’t want their customers to go rate shopping. Consumers who compare rates once a year will probably buy a new policy because of the good chance of finding lower rate quotes. A recent study showed that people who routinely compared quotes saved an average of $3,500 over four years compared to policyholders who don’t make a habit of comparing rates.

If saving the most money on insurance in Tucson is your goal, then having a good understanding how to find companies and compare coverage rates can help make the process easier and more efficient.

Discount Dodge Ram insuranceIf your goal is the lowest price, then the best way to find cheaper Dodge Ram insurance is to compare prices annually from insurance carriers in Tucson. Prices can be compared by following these guidelines.

The key aspect of shopping around is that you’ll want to make sure you compare similar limits and deductibles on each quote and and to analyze as many companies as possible. Doing this enables a level playing field and and a good selection of different prices.

To find the cheapest Dodge Ram rate quotes, there are several ways to compare prices from auto insurance companies in your area. The fastest way to find cheaper Dodge Ram rates is to perform an online rate comparison. Just keep in mind that comparing more prices provides better odds of finding lower pricing. Not every company does Tucson Ram insurance quotes over the internet, so it’s recommended that you also compare quotes from the smaller companies as well.

The companies shown below provide price quotes in Arizona. In order to find cheaper car insurance in Tucson, we recommend you visit as many as you can in order to find the most competitive rates.

Auto insurance protects more than just your car

Despite the fact that auto insurance is not cheap in Tucson, auto insurance serves a purpose in several ways.

The benefits of having auto insurance definitely exceed the price paid, especially if you ever need it. An average driver in America is overpaying over $820 a year so smart consumers compare quotes at every policy renewal to ensure rates are inline.

Dodge Ram coverage analysis

The price information displayed next outlines detailed analysis of insurance rates for Dodge Ram models. Being able to understand how prices are established can be of help when making smart choices when selecting a coverage provider.

Dodge Ram Insurance Rates in Tucson, AZ
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Ram Quad Cab ST 2WD $146 $214 $318 $18 $96 $792 $66
Ram Quad Cab TRX4 Off Road 2WD $164 $262 $318 $18 $96 $858 $72
Ram Quad Cab SLT 2WD $164 $262 $318 $18 $96 $858 $72
Ram Crew Cab ST 2WD $164 $262 $318 $18 $96 $858 $72
Ram Quad Cab ST 4WD $164 $262 $318 $18 $96 $858 $72
Ram Crew Cab SLT 2WD $164 $262 $318 $18 $96 $858 $72
Ram Crew Cab TRX 2WD $164 $262 $318 $18 $96 $858 $72
Ram Quad Cab SLT 4WD $164 $262 $318 $18 $96 $858 $72
Ram Crew Cab ST 4WD $164 $262 $318 $18 $96 $858 $72
Ram Crew Cab Sport 2WD $182 $308 $318 $18 $96 $922 $77
Ram Quad Cab Sport 2WD $182 $308 $318 $18 $96 $922 $77
Ram Quad Cab TRX4 Off Road 4WD $182 $308 $318 $18 $96 $922 $77
Ram Crew Cab TRX 4WD $182 $308 $318 $18 $96 $922 $77
Ram Crew Cab SLT 4WD $182 $308 $318 $18 $96 $922 $77
Ram Quad Cab Laramie 2WD $182 $308 $318 $18 $96 $922 $77
Ram Crew Cab Laramie 2WD $182 $308 $318 $18 $96 $922 $77
Ram Crew Cab Sport 4WD $182 $308 $318 $18 $96 $922 $77
Ram Quad Cab Sport 4WD $182 $308 $318 $18 $96 $922 $77
Ram Crew Cab Laramie 4WD $182 $354 $318 $18 $96 $968 $81
Ram Quad Cab Laramie 4WD $182 $354 $318 $18 $96 $968 $81
Get Your Own Custom Quote Go

Data rating is based on married female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Arizona minimum liability limits. Discounts applied include multi-policy, safe-driver, homeowner, multi-vehicle, and claim-free. Information does not factor in Tucson location which can raise or lower insurance rates significantly.

Gender differences in auto insurance premiums

The illustration below visualizes the comparison of Dodge Ram auto insurance costs for male and female drivers. The prices are based on no violations or claims, comp and collision included, $1,000 deductibles, drivers are single, and no other discounts are factored in.

Save a ton by taking advantage of discounts

Car insurance companies don’t necessarily list every policy discount in a way that’s easy to find, so the following is a list of a few of the more well known as well as some of the hidden discounts that you can inquire about if you buy Tucson auto insurance online.Cheaper insurance with discounts

Don’t be surprised that most discounts do not apply to the overall cost of the policy. Most cut the price of certain insurance coverages like liability and collision coverage. If you do the math and it seems like all those discounts means the company will pay you, you won’t be that lucky.

The diagram below shows the difference between Dodge Ram annual premium costs with and without some available policy discounts. The data assumes a male driver, no claims or driving citations, Arizona state minimum liability limits, full coverage, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-policy, claim-free, safe-driver, multi-car, marriage, and homeowner discounts applied.

The best insurance companies and their offered discounts are detailed below.

Before buying, ask every prospective company the best way to save money. Some discounts listed above might not be available to policyholders everywhere.

Situations that may require an agent’s advice

When selecting insurance from an agent or online for your vehicles, there really is not a cookie cutter policy. Your needs are unique to you and your insurance should be unique as well.Safe vehicles cost less to insure
For instance, these questions might help in determining whether your personal situation could use an agent’s help.

If you don’t know the answers to these questions, then you may want to think about talking to an insurance agent. If you don’t have a local agent, fill out this quick form or go to this page to view a list of companies.