Save Money on Mazda MX-5 Miata Insurance in Tucson

If you want to find the absolute lowest rates, then the best way to get more affordable Mazda MX-5 Miata insurance is to compare prices once a year from different companies in Tucson.

  1. Get a basic knowledge of individual coverages and the steps you can take to drop your rates. Many policy risk factors that increase rates like your driving record and a substandard credit history can be amended by making lifestyle changes or driving safer. Continue reading for the details to get cheaper coverage and find additional discounts you may qualify for.
  2. Request rate estimates from direct carriers, independent agents, and exclusive agents. Exclusive and direct companies can only give prices from a single company like Progressive or State Farm, while independent agencies can provide price quotes for a wide range of companies. Find a Tucson insurance agent
  3. Compare the new rates to your existing coverage to see if switching to a new carrier will save money. If you find better rates and decide to switch, ensure there is no coverage lapse between policies.
  4. Provide proper notification to your current company of your intention to cancel your existing policy and submit a down payment along with a signed application to the new company. As soon as you receive it, place the new certificate verifying coverage with the vehicle registration.

A valuable tip to remember is to try to compare the same physical damage deductibles and liability limits on every quote request and and to compare every company you can. This ensures the most accurate price comparison and a good representation of prices.

Insurance quote for Mazda MX-5 Miata in TucsonIt’s shocking but over 70% of drivers have bought insurance from the same company for a minimum of four years, and just under half have never compared rates to find lower-cost insurance. Most drivers in Tucson can save $730 each year by just comparing rate quotes, but they don’t know the benefits if they switched to a cheaper policy.

To find inexpensive Tucson auto insurance quotes, there are several ways of comparing rate quotes from different companies. The simplest method to compare rates is to perform an online rate comparison.

Online shopping is fast and free, and it makes it obsolete to call or drive to each insurance agency near you. The ability to buy insurance online eliminates this option unless you prefer the professional guidance of a licensed agent. Although, it is possible price shop your coverage online but have your policy serviced through an agent. Just keep in mind that more quotes increases your odds of finding lower pricing.

The companies shown below are ready to provide comparison quotes in Arizona. To find cheap auto insurance in Tucson, AZ, we suggest you get rate quotes from several of them in order to find the most competitive rates.

Rate information and statistics

The table displayed next showcases a range of coverage prices for Mazda MX-5 Miata models. Understanding how insurance prices are formulated is important to be able to make smart buying decisions.

Mazda MX-5 Miata Insurance Rates in Tucson, AZ
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
MX-5 Miata Sport 2-Dr Convertible $194 $394 $288 $18 $86 $980 $82
MX-5 Miata Touring 2-Dr Convertible $222 $480 $288 $18 $86 $1,094 $91
MX-5 Miata Grand Touring 2-Dr Convertible $222 $480 $288 $18 $86 $1,094 $91
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Premium data assumes single male driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Arizona minimum liability limits. Discounts applied include multi-vehicle, safe-driver, claim-free, multi-policy, and homeowner. Rate information does not factor in the specific area where the vehicle is garaged which can change auto insurance rates substantially.

The illustration below demonstrates how deductible levels and can influence Mazda MX-5 Miata annual premium costs for different ages of insureds. The price estimates are based on a single female driver, full coverage, and no discounts are factored in.

Comparison of insurance rates by gender and age

The chart below illustrates the difference between Mazda MX-5 Miata annual premium costs for male and female drivers. The premiums assume no claims or violations, comp and collision included, $500 deductibles, single status, and no discounts are applied.

Why Your Insurance Prices might be higher

Consumers need to have an understanding of some of the elements that go into determining your auto insurance rates. When consumers understand what determines base rates, this empowers consumers to make smart changes that could help you find cheaper rates.

The list below includes just a few of the factors that factor into rates.

Best reasons to buy insurance in Arizona

Even though it’s not necessarily cheap to insure a Mazda in Tucson, maintaining insurance may be mandatory for several reasons.

The benefits of insuring your MX-5 Miata are without a doubt worth the cost, especially if you ever need it. According to a 2015 survey, the average American driver is currently overpaying as much as $700 annually so it’s recommended you shop around each time the policy renews to ensure rates are competitive.