How Much is Tucson Auto Insurance for a GMC Acadia?

Buying the cheapest auto insurance for a GMC Acadia in Arizona relies on a complicated rating formula that uses factors such as how far you commute, where you live, and driving violations. Arizona drivers pay around $581 per year to insure their Acadia, but that amount is an estimation based upon a 50-year-old married female driver with both comprehensive and collision coverage and $1,000 deductibles.

More likely than not, you aren’t exactly 50 years old or even a female, single instead of married, or maybe you want more liability coverage than is required by law in Arizona. Having even a minor difference in the rating criteria used to formulate rates may result in a big change in the price of coverage.

Not every driver requires the same auto insurance coverages, so the way we recommend to find the cheapest rates for your GMC is to just take the time to compare rates yourself.

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The specific trim level tends to have a direct impact on the annual cost of coverage, so the cost to insure a Acadia SL 2WD will be $64 less than the cost to insure the higher-end Acadia SLT AWD trim level, as shown by the rates below.

GMC Acadia Insurance Rates in Tucson, AZ
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Acadia SL 2WD $96 $168 $282 $16 $84 $646 $54
Acadia SL AWD $110 $168 $282 $16 $84 $660 $55
Acadia SLE 2WD $110 $168 $282 $16 $84 $660 $55
Acadia SLE AWD $110 $204 $282 $16 $84 $696 $58
Acadia SLT 2WD $110 $204 $282 $16 $84 $696 $58
Acadia SLT AWD $124 $204 $282 $16 $84 $710 $59
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Price data assumes married female driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Arizona minimum liability limits. Discounts applied include multi-policy, multi-vehicle, claim-free, safe-driver, and homeowner. Premium amounts do not factor in Tucson location which can raise or lower auto insurance rates considerably.

Establishing which insurers offer the cheapest auto insurance rates for a GMC Acadia calls for more time than just picking a company at random. Every car insurance company uses their own formula to set policy rates, so let’s rank the lowest cost auto insurance companies in Tucson.

It’s a good idea to be aware that Arizona auto insurance rates are impacted by many things which can substantially decrease or increase the policy premium. Turning one year older, having a claim, or getting a ticket for careless driving can trigger changes in premium that can cause some rates to be cheaper than competitors.

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Rankings for the cheapest Arizona auto insurance companies
Rank Company Cost Per Year
1 The Hartford $811
2 Safeco $905
3 Auto-Owners $915
4 Travelers $1,086
5 USAA $1,091
6 GEICO $1,131
7 Progressive $1,152
8 Ameriprise Group $1,172
9 CSAA $1,225
10 Allied $1,245
11 Farm Bureau Mutual $1,259
12 Safe Auto $1,284
13 Unitrin $1,357
14 State Farm $1,377
15 Farmers $1,378
16 Titan $1,418
17 Amica $1,473
18 American Family $1,478
19 MetLife $1,505
20 California Casualty $1,522
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The Hartford may have some of the cheapest car insurance rates in Tucson at around $811 a year. This is $617 less than the average premium paid by Arizona drivers of $1,428. Safeco, Auto-Owners, Travelers, and USAA also make the cut as some of the best Tucson, AZ auto insurance companies.

In this example, if you currently have coverage with Auto-Owners and switched to The Hartford, you might see an annual savings of in the vicinity of $104. Policyholders with Travelers might save as much as $275 a year, and USAA policyholders might reduce prices by as much as $280 a year.

To see if you’re overpaying, click here to get a free quote or visit any of the low-priced companies below.

These estimates are averaged for all insureds and vehicles and do not take into consideration a specific location for a GMC Acadia. So the car insurance company that has the lowest price for you may not even be in the top 28 companies in the list above. That underscores the importance of why you need to compare rates from as many companies as possible using your own driver information and specific vehicle type.

How to get discounts on Tucson insurance rates

Discounts on auto insurance for a GMC AcadiaCar insurance companies that offer cheap quotes for a GMC Acadia may also provide price discounts that may potentially lower prices by 40% or more if you meet certain criteria. A few of the larger companies and a partial list of their discounts include:

The example below shows the difference between car insurance rates with and without policy discounts. The premium estimates are based on a male driver, no claims, a clean driving record, Arizona state minimum liability limits, comprehensive and collision coverage, and $1,000 deductibles. The first bar for each age group shows the average rate with no discounts. The second bar shows the rates with defensive driving course, passive restraint, multiple vehicle, homeowner, accident-free, and marriage discounts applied. With discounts applied, the average savings per year on auto insurance for a GMC Acadia is 28% or $387.

The importance of shopping around

Arizona auto insurance rates are determined by lots of factors that control the price you pay. Improving your credit rating, moving across town, or getting a DUI may generate price changes that can cause some rates to be much cheaper than others.

In addition, insurance companies change prices every year to reflect underwriting profits or losses. Unexpectedly high claims can cause rate hikes, while less frequent claims may cause cheaper Acadia insurance rates.

For example, the data below shows the cheapest car insurance in Tucson, AZ for a 35-year-old male driver with no prior accidents, a clean driving record, and excellent credit. Based on his personal profile, The Hartford quotes the most affordable car insurance rates in Tucson at $1,011 each year. This is $417 less than the average price paid by Arizona drivers of $1,428. Auto-Owners, Safeco, USAA, and Travelers are the remainder of the cheapest Tucson, AZ auto insurance companies.

In this example, we will give the driver from the above example a chargeable claim, slightly worse credit, and a blemish on his driving record. Due to the fact that every auto insurer has a proprietary formula for establishing rates, analyzing rates could result in a different set of cheap Tucson auto insurance companies as shown below.

Progressive now has the lowest car insurance rate in Tucson with CSAA, Ameriprise Group, Auto-Owners, and Allied completing the list. This example shows why it is critical to take the time to shop around to get the cheapest car insurance quotes for a GMC Acadia.

Rates are determined by many different factors and change dramatically, so the most economical option a year ago may now be quite expensive.

How to find cheaper auto insurance for a GMC Acadia

The list below details a few thrifty solutions that can help Tucson drivers get lower-cost auto insurance.

The last item on the list is particularly critical, as we noted in this article. Insurance prices in Tucson can change considerably based on profitability, so don’t be afraid to switch companies if you can find a cheaper rate. Staying with the same car insurance company is fine, but it isn’t a good idea if that loyalty ends up costing thousands of dollars over the life of your policy. Now is a great time to shop around and find cheaper car insurance for a GMC Acadia.

The insurance agencies listed below are a good start to provide answers to your questions and help you determine which is the best policy, as some drivers have questions and prefer to have some advice when shopping around for cheaper insurance for an Acadia. It’s not always easy to find the best rates on your own, so insurance agents can add satisfaction knowing your coverage gives you decent coverage if you have a claim. To locate an agency close to where you live, click the button following the list or click here to compare price quotes now.

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