How Much are Tucson Auto Insurance Quotes for a Jeep Grand Cherokee?

Buying cheaper coverage for a Jeep Grand Cherokee in Arizona hinges on a lot of rating criteria such as whether the vehicle is new, if you have recent claims, and the level of deductible you choose. Drivers in Arizona pay approximately $992 annually for Grand Cherokee insurance, but that amount is an approximation calculated based on a 30-year-old married female driver with both comprehensive and collision coverage and $100 deductibles.

It’s highly likely you are not 30 and maybe not even a female, single instead of married, or maybe you just want liability only. This demonstrates why the way we recommend to find the most affordable coverage for your Jeep is to do a thorough rate comparison. Comparing quotes is easy and you will get price quotes from some of the cheapest companies in Arizona.

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The trim level of your Grand Cherokee has an effect on the insurance rate, so the rate you will pay to insure a Grand Cherokee Laredo 2WD will be $114 cheaper than the cost to insure the fancier Grand Cherokee SRT-8 4WD model, as shown by the rates below.

Jeep Grand Cherokee Insurance Rates in Tucson, AZ
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Grand Cherokee Laredo 2WD $250 $456 $306 $18 $92 $1,122 $94
Grand Cherokee Laredo 4WD $250 $456 $306 $18 $92 $1,122 $94
Grand Cherokee Limited 2WD $282 $538 $306 $18 $92 $1,236 $103
Grand Cherokee Limited 4WD $282 $538 $306 $18 $92 $1,236 $103
Grand Cherokee SRT-8 4WD $282 $538 $306 $18 $92 $1,236 $103
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Table data assumes married female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Arizona minimum liability limits. Discounts applied include multi-policy, safe-driver, multi-vehicle, homeowner, and claim-free. Rate quotes do not factor in vehicle garaging location which can affect premiums significantly.

Finding out which companies quote the cheapest car insurance rates for a Jeep Grand Cherokee involves a little more work than just comparing rates from one or two companies. Each insurer has their own process for determining rates in each state, so let’s rank the most budget-friendly car insurance companies in Tucson.

It’s a good idea to be aware that Tucson car insurance rates are impacted by many things which can substantially change the cost of having a policy. Simply having a birthday, getting divorced, or getting a ticket for running a stop sign can trigger rate changes that can now make some companies more affordable than others.

Find the Cheapest Auto Insurance for Your Jeep

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Cheapest auto insurance in Arizona ranked by cost per year
Rank Company Cost Per Year
1 The Hartford $845
2 Auto-Owners $924
3 Safeco $932
4 USAA $1,091
5 Travelers $1,119
6 GEICO $1,142
7 Progressive $1,164
8 Allied $1,209
9 Ameriprise Group $1,220
10 CSAA $1,225
11 Farm Bureau Mutual $1,285
12 Unitrin $1,317
13 Safe Auto $1,336
14 State Farm $1,337
15 Farmers $1,378
16 Titan $1,461
17 American Family $1,478
18 Amica $1,487
19 Safeway $1,554
20 MetLife $1,567
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The Hartford may have some of the most affordable car insurance rates in Tucson at around $845 annually. This is $583 less than the average premium paid by Arizona drivers of $1,428. Auto-Owners, Safeco, USAA, and Travelers would also be considered some of the more affordable Tucson, AZ insurance companies.

In the above example, if you have coverage with Auto-Owners and switched to The Hartford, you could earn savings of about $79. Insureds with Safeco might save as much as $87 a year, and USAA insureds might lower prices by $246 a year.

To find cheaper insurance rates for your vehicle, click here or visit several of the following companies.

Bear in mind that those premiums are averages for all types of insureds and vehicles and do not factor in a specific vehicle garaging location for a Jeep Grand Cherokee. So the insurer that can offer you the best price may not even be in the top 28 companies in the list above. That emphasizes why you need to compare rates from as many companies as possible using your own specific driver information and vehicle.

The illustration below highlights how deductible selection can raise or lower insurance premiums when getting quotes for cheap insurance for a Jeep Grand Cherokee. The rates are based on a married male driver, full coverage, and no discounts are applied.

The data above shows that a 30-year-old driver could lower their policy premium by $322 a year by switching from a $100 deductible up to a $500 deductible, or save $484 by choosing a $1,000 deductible. Young drivers, like the Age 20 chart data, could lower their rates $972 every year just by choosing higher deductibles.

If you make the decision to raise deductibles, it is necessary to have enough funds in savings to be able to pay the extra out-of-pocket expense that is associated with using high deductibles.

Don’t stick with an overpriced policy

Tucson, AZ car insurance rates are impacted by many things which can substantially change the price you pay for coverage. Simply having another birthday, moving to a new city, or getting into an accident may cause policy rate changes that may make certain companies more affordable than competitors.

And not only may your rating factors change, but insurance companies file new Arizona auto insurance rates as often as every quarter to adjust for unexpected claims or profits. Higher than normal claims can result in additional premium costs, while a profitable period may result in cheaper Grand Cherokee insurance rates.

To illustrate this point, the chart below shows the cheapest car insurance in Tucson, AZ for a 35-year-old male driver with no prior accidents, a clean driving record, and good financial standing. When comparing rates based on his current risk factors, The Hartford might offer the lowest car insurance rates in Tucson at $1,063 per year. This is $365 less than the average policy premium paid by Arizona drivers of $1,428. Auto-Owners, Safeco, Travelers, and USAA are also included in the most affordable Tucson, AZ auto insurance companies.

The chart below compares rates after we give the driver from the above example a claim, bad credit, and a stop sign violation. Due to the fact that every insurance company has their own formula for filing rates in each state, getting updated rate quotes may result in a slightly different list of affordable Tucson car insurance companies as shown below.

Progressive now has the lowest price in Tucson with CSAA, Ameriprise Group, Allied, and Auto-Owners also having competitive pricing. This shows why consumers need to compare many different companies when trying to find the most affordable car insurance rates for a Jeep Grand Cherokee. Insurance rates are influenced by many things and change dramatically, so the cheapest option the last time you shopped your coverage around may now be priced much higher than other options.